AVONALE BLOUSE COMPANY, LTD. v. WILLIAMSON & GEO. TOWN.

(1947) 81 Ll.L.Rep. 492

KING'S BENCH DIVISION.

Before Mr. Justice Lynskey.

Insurance brokers-Breach of duty to insure -Burglary insurance-Alleged failure by brokers to carry out clients' instructions- Duty to clients-Defendants employed by plaintiffs as their brokers to arrange fire and burglary insurances on their goods- Part of plaintiffs' work as blouse manufacturers carried out by outworkers with material supplied by plaintiffs - Outworkers' insurance effected by defendants -Defendants informed by plaintiffs that certain outworkers (T. Ltd.) employed by plaintiffs were moving to new premises- Insurance company notified by defendants of change of address-Request for transfer of risk-Defendants informed by insurance company that immediate cover would be given against fire but that burglary cover must wait until company's surveyor had viewed premises-Plaintiffs' goods stolen from new premises of T. Ltd. before survey -Risk not transferred-Goods uninsured -Whether defendants were in breach of their duty to plaintiffs either in failing to carry out plaintiffs' instructions or in failing to inform the plaintiffs that the risk had not been transferred-Alleged duty in defendants to arrange temporary cover.