Lloyd's Law Reports

Professor Robert Merkin KC; Dr Johanna Hjalmarsson

Document

DE MONCHY v. PHOENIX INSURANCE COMPANY OF HARTFORD AND ANOTHER.

(1927) 29 Ll L Rep 170

KING'S BENCH DIVISION.

Before Mr. Justice MacKinnon.

Marine insurance - Loss (turpentine) - "Leakage from any cause in excess of 1 per cent."-Claim-Ascertainment of loss - Conventional basis - Insurance certificate-"This certificate represents and takes the place of the policy"- Omission of port of shipment, port of destination and premium from policy -Whether contract of insurance- Limitation clause in policy-Whether to be read into certificate of insurance -Judgment for assured.

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