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CAPRAL LTD v INSURANCE AUSTRALIA LTD (T/A CGU INSURANCE)

[2026] Lloyd's Rep IR 1

Insurance (product liability) – Meaning of liability “for property damage” – Principles applicable to incorporation of defective product into other property – Effect of exclusion for product recall.

OVERSEA-CHINESE BANKING CORPORATION LTD v ARGOGLOBAL UNDERWRITING ASIA PACIFIC PTE LTD AND OTHERS

[2026] Lloyd's Rep IR 25

Insurance – Marine – Vessel capsizing – Constructive total loss – Perils of the sea – Breach of the duty of fair presentation – Seaworthiness – Breach of warranty – Held covered clause – Insurable interest – Late payment – Marine Insurance Act 1906, sections 4, 39 and 60 – Insurance Act 2015, sections 2, 10, 11 and 13A.

ARCHER v R ‘N’ F CATERING LTD (T/A BIPLOB RESTAURANT) AND ANOTHER

[2026] Lloyd's Rep IR 69

Insurance (liability) – Claim for personal injury – Assured becoming insolvent – Whether assured in breach of claims provisions – Whether claimant's rights against insurers affected by breach – Third Parties (Rights Against Insurers) Act 2010.

BATH RACECOURSE CO LTD AND OTHERS v LIBERTY MUTUAL INSURANCE EUROPE SE AND OTHERS

[2026] Lloyd's Rep IR 85

Insurance (business interruption) – Restriction of access extension – Meaning of “competent authority” – Limit of liability – Meaning of “any one loss” – Effect of quantum-only arbitration clause.

DESAI AND ANOTHER v WOOD AND ANOTHER

[2026] Lloyd's Rep IR 117

Insurance – Professional indemnity – Payment by insurers to assured before insolvency – Whether third party has claim over proceeds – Implied term – Constructive trust.

MODE MANAGEMENT LTD AND ANOTHER v AXA INSURANCE UK PLC

[2026] Lloyd's Rep IR 129

Insurance (property) – Limitation of actions – Specific performance – Damages for breach of ICOBS – Financial Services and Markets Act 2000, section 138D – Financial Services and Markets Act 2000 (Rights of Action) Regulations 2001 (SI 2001 No 2256).

LLR: Insurance & Reinsurance