i-law

LLR: Insurance & Reinsurance

ALI v HSF LOGISTICS POLSKA SP ZOO

[2024] Lloyd's Rep. IR 1
Insurance (motor) – Credit hire charges – Claimant's car not possessing MOT certificate – Illegality – Causation – Whether credit hire charges recoverable.

CRONOS GROUP INC v ASSICURAZIONI GENERALI SPA

[2024] Lloyd's Rep. IR 9
Insurance (liability – directors and officers) – Primary and Excess Layers – Excess Layer containing “follow the form” provision – Whether option to extend discovery period in Primary Policy applied to Excess Policy – Calculation of premium for Excess Policy extension.

DISCOVERY LAND CO LLC AND OTHERS v AXIS SPECIALTY EUROPE SE

[2024] Lloyd's Rep. IR 17
Insurance (professional indemnity) – Solicitor's liability – Fraud exclusion – Whether innocent partner condoned fraud of guilty partner – Aggregation – Whether two frauds constituted one claim.

GREGGS PLC v ZURICH INSURANCE PLC

[2024] Lloyd's Rep. IR 34
Insurance (business interruption) – Covid-19 – Triggers of coverage – Aggregation – Subrogation and deduction of benefits received from the state.

MIE FORCE PTY LTD v ALLIANZ AUSTRALIA INSURANCE LTD

[2024] Lloyd's Rep. IR 50
Insurance – Subrogation – Claimant providing workers for construction project – Whether claimant entitled to benefit of liability policy – Agency – Sub-contractor – Assumption of responsibility.

VARIOUS EATERIES TRADING LTD v ALLIANZ INSURANCE PLC

[2024] Lloyd's Rep. IR 60
Insurance (business interruption) – Covid-19 – Triggers of coverage – Commencement of indemnity period – Recoverability of losses after expiry of policy – Causation – Aggregation.

GUETERBOCK AND ANOTHER v MACPHAIL AND ANOTHER; HENDERSON COURT LTD v ALLIANZ INSURANCE PLC

[2024] Lloyd's Rep. IR 77
Insurance (public liability) – Trespass committed by building works – Insurance cover for “accidental” trespass – Meaning of “accidental” – Whether assured had been reckless.

NAPIER CITY COUNCIL v LOCAL GOVERNMENT MUTUAL FUNDS TRUSTEE LTD

[2024] Lloyd's Rep. IR 86
Insurance (liability) – Settlement encompassing insured and excluded liabilities – Mixed claim – Whether insurers liable – Whether insurers bound by settlement – Allocation of losses.

LOCAL GOVERNMENT MUTUAL FUNDS TRUSTEE LTD v NAPIER CITY COUNCIL

[2024] Lloyd's Rep. IR 111
Insurance (liability) – Exclusion for claims arising out of watertightness – Whether exclusion applied to mixed claims.

POLLADIO HOLDINGS LTD v THE NEW INDIA ASSURANCE CO LTD

[2024] Lloyd's Rep. IR 122
Insurance (property) – Causation – Concurrent causes – Rust exclusion – Marring exclusion – Claims condition – Fraudulent claim.

SYT CONSULTANTS PTE LTD v QBE INSURANCE (SINGAPORE) PTE LTD

[2024] Lloyd's Rep. IR 131
Insurance (liability) – Settlement entered into by assured – Whether settlement binding on insurers – Whether settlement reasonable – Whether dishonesty exclusion applied – Whether cooperation clause was condition precedent to liability.

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