Findings of the sector inquiry into business insurance

The Final Report of the Sector Inquiry focused on five aspects of the provision of insurance to businesses in the EU: the financial performance of the insurance industry (though not intermediaries); the issue of alignment of terms and conditions in ad hoc coinsurance and reinsurance; the structure, function and mode of remuneration of distribution channels; horizontal cooperation among insurers including the Block Exemption Regulation; and duration of contracts.