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Liability Risk and Insurance

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“We, and especially politicians and the media, are all taking part in something of a deceit because we are teaching the next generation that risk doesn’t exist…Don’t play conkers in the playground, you might get hurt. Don’t do backstroke in the swimming pool, you might bump into somebody. Don’t take kids canoeing on a Saturday, they might put you in the slammer. Yes Minister wasn’t a comedy, it was a training film…If we carry on telling people that they have no responsibilities, China will have our lunch and India will have our dinner. There are 1.2 billion risk-takers in China and 1 billion in India and 280 million in the United States. Every one of them knows what it means and how to exploit it, whereas we are trying to create a nation of victims because once you are a victim, you can blame somebody and when you blame people, you are entitled to compensation.”

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