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Landlord’s obligation to insure – mixed-use scheme – buildings insurance – reasonableness test – portfolio or block insurance


Commercial Leases

Landlord’s obligation to insure – mixed-use scheme – buildings insurance – reasonableness test – portfolio or block insurance


COS Services Ltd v Irene Nicholson and Another [2017] UKUT 382 (LC) (3 October 2017)


This very recent case, which may well impose severe limitations on a landlord’s freedom of choice on the insurance of its property portfolio, is likely to cause shock waves through both commercial and residential sectors.

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