Motor Vehicle Insurance - Scope of Recovery from the MIB

(White v White, (forthcoming in [2001] Lloyd's Rep IR))

The House of Lords in White v White , decided in March 2001 and forthcoming in [2001] Lloyd’s Rep IR, has discussed the scope of the exception in the Motor Insurers’ Bureau’s Uninsured Drivers Agreement for a passenger who “knew or ought to have known” of the fact that the driver was uninsured. By a 4:1 majority their Lordships have ruled that actual or “blind-eye” knowledge is required before a passenger is debarred from recovery.