MOTOR VEHICLE INSURANCE - INSURANCE FOR HIRE CHARGES

(Everson v Flurry [1999] 8 Current Law para 406)

The decision of Recorder Flather in Everson v Flurry , Slough County Court, in February 1999 (briefly reported in [1999] 8 Current Law para 406) raised a series of preliminary issues of law concerning the validity and enforceability of insurance contracts which provide for the recovery of hire costs in respect of substitute vehicles. Unlike the contract in Dimond v Lovell, which was entered into after the accident, the contract in Everson v Flurry was a contract in the form of an insurance policy entered into before any accident had occurred and which promised to pay future hire costs.