Employer’s liability

The Third Parties (Rights Against Insurers) Bill will enable the victims of accidents at work whose employers become insolvent to recover compensation directly from their insurers. Commenting on the bill, Tom Jones of Thompsons said it would remove much of the complex procedure required to pursue defunct companies but will only help claimants pursue insurers whose identities are known. The underlying problem of untraceable insurers would only be remedied by an Employers Liability Bureau which, like the Motor Insurance Bureau, could ensure that where an employer no longer existed and no insurer could be traced claimants could still secure compensation.