Insurance (property) - Measure of indemnity - Assured suffering four losses during currency of policy - Whether unrepaired partial losses merged into total loss - Whether reinstatement frustrated by later events - Marine Insurance Act 1908, section 77.
Insurance (motor) - Insured person injured as passenger in his own vehicle while being driven by uninsured person - Whether insurers entitled to recover sums paid to the passenger from the passenger himself - Consolidated Motor Insurance Directive 2009, European Parliament and Council Directive 2009/103/EC - Road Traffic Act 1988, section 151(8).
Reinsurance (excess of loss) - Conflict of laws - Claim against the reinsured in the Philippines under policy governed by local law - Excess of loss reinsurance agreement governed by English law and subject to English jurisdiction - Claim by reinsurers for negative declaratory relief - Whether action should be stayed - Senior Courts Act 1981, section 43(3) - CPR 3.1(2)(f).
Insurance (liability) - Fraudulent claim against assured - Whether claim could be struck out after judgment given - Interest - Costs - Contempt of court - CPR 3.4(2) and 32.14(1) - Inherent jurisdiction.
Insurance (fire) - Composite policy - Deliberate destruction by one co-assured - Non-disclosure of previous fraudulent claims - Effect of fraud and non-disclosure by one co-assured - Subrogation - Condition precedent relating to claims - Effect of breach - Whether breach excused by Unfair Terms in Consumer Contracts Regulations 1999 - Effect of ICOBS 8.
Insurance (regulation) - Repair and replacement of defective or damaged equipment - Whether amounting to insurance business for miscellaneous financial loss - Winding up of unauthorised insurer - Financial Services and Markets Act 2000, sections 19 and 367 - Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, SI 2001/544, article 10, class 16.
Insurance (motor) - Vehicle used to carry out sexual assaults - Whether motor insurers were liable - Whether claims arose out of use of vehicle on road - Whether policy covered claims - "Accident" - Social, domestic or pleasure purposes - Primary purpose - Road Traffic Act 1988, sections 145 and 151.
Insurance (after the event) - Respondent successful at trial - Appellant appealed - Respondent took out ATE policy just before appeal hearing - Appeal dismissed - Whether ATE premium representing risk of trial judge's costs award being overturned awardable by way of costs by Court of Appeal - Access to Justice Act 1999, section 29.
Reinsurance - Liability insurance - Bermuda Form - Whether New York law relevant - Liability of assured to policyholder for defence costs and settlement - Whether reinsured had to prove liability of assured as a matter of law - Whether reinsured liable for defence costs where claim itself not covered by policy.
Insurance (legal expenses, before the event cover) - Insurers appointing panel solicitors at fixed rates - Whether assured required to use panel solicitors - Whether assured permitted to use other solicitors at higher rates - Effect of policy term bringing cover to an end on change of solicitors â Legal Expenses Insurance Directive, Council Directive 87/344/EEC - Insurance Companies (Legal Expenses Insurance) Regulations 1990.
Insurance (motor) - Damage caused by allegedly deliberate act - Whether motor insurer liable to indemnify victim - Road Traffic Act 1988, sections 145, 148 and 151 - Consolidated Motor Insurance Directive, European Parliament and Council Directive 2009/103/EC.
Insurance (motor) - Injury to passenger - Portuguese law restricting liability where passenger at fault - Whether rule consistent with EU law - Consolidated Motor Insurance Directive, European Parliament and Council Directive 2009/103/EC.
Financial Ombudsman Service - Award made up to statutory maximum - Ombudsman recommending payment above statutory maximum - Whether applicant able to sue for amount recommended - Doctrine of merger - Financial Services and Markets Act 2000, part XVI.
Insurance (professional indemnity) - Mitigation Costs - Assured establishing Fund and inviting claims by customers - Whether costs of establishing fund constituted Mitigation Costs - Whether mixed motive of assured in establishing fund justified apportionment.
Insurance (motor) - Duty of care - Ex turpi causa - Claimant injured while leaving scene of a theft in a van driven by the defendant - Whether claimant could recover from defendant for negligent driving.
Insurance (marine) – Time policy – Institute Time Clauses Hulls 1983 – Institute Additional Perils Clauses – Perils of the seas – Inchmaree clause – Negligence of crew and repairers – Due diligence – Whether vessel unseaworthy – Measure of indemnity – Fraudulent claim – Fraudulent means and devices – Marine Insurance Act 1906, sections 39(5), 55 and 69.
Insurance (property) - Utmost good faith - Materiality and inducement - Failure to disclose building and business activities on adjoining buildings - False statements about previous claims - ICOB - Financial Services and Markets Act 2000, section 150.
Insurance (liability) - Claims made policy - Notification of circumstances - Whether notification valid without identifying claimants and transactions - Declaratory relief in advance of claims being made against the assured.
Insurance (property) – Insurers appointing contractors to repair insured premises – Sub-contractors appointed – Insurers paying contractors – Sub-contractors unpaid – Whether sub-contractors had a claim for payment against assureds – Unfair Terms in Consumer Contracts Regulations 1999 –Cancellation of Contracts made in a Consumer's Home or Place of Work etc Regulations 2008.
Reinsurance – Marine policy – Warranty in reinsurance against leaving port or adopting intended route where a typhoon or storm warning was in force – Construction of warranty – Whether warranty broken.
Insurance (marine) – Warranty as to deadweight tonnage of vessel – Vessel not fulfilling terms of warranty – Whether insurer entitled to rely upon warranty – Duty of utmost good faith – Liability of insurance broker – Marine Insurance Ordinance, sections 18 and 33.
Insurance (professional indemnity) – Insurance broker failing to obtain insurance – Broker subsequently fraudulently stating that insurance was in place – Whether exclusion for claims in connection with fraud was applicable.
Insurance (property) – Riot – Definition of riot – Persons riotously and tumultuously assembled together – Whether consequential losses including loss of profit and loss of rent recoverable under Riot (Damages) Act 1886 – Public Order Act 1986, section 1.